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When all the banks were on the brink, and they decided to add insult to injury with ridiculous fees, I pulled my money out of the bank. Now you cannot do that with business accounts(unless you shut it down), but you sure can do it with personal accounts. I did close one business, and have been turning in sales tax of $0. It's up to the economic climate whether I re-open. If you desire to pay bills, then pay them with postal money orders. The post office needs and wants your business. For the ridiculous amount of interest you get, it is no longer necessary to use banks.
We are rapidly turning into a third world country. I used to think the Doomsday Preppers were out of their minds, but now think they've got a point.
Our government has shut down 17 times in the past. What that really means is only essential services are provided. Essential services are: police, fire, weather, post office, corrections, medical services at federal facilities, armed forces, and air traffic services. What will hurt is that a federal government shutdown causes a large number of civilian federal employees to be furloughed. Military personnel are not furloughed, but may not be paid as scheduled.
The exact details of which government functions would stop during a shutdown is determined by the Office of Management and Budget. However, some specific aspects have applied to all shutdowns in the past. Among these is the closure of national parks and passport offices. Members of Congress continue to be paid, because their pay cannot be altered except by direct law.
Shutdowns in the past have affected the Washington, D.C. municipal government, putting a stop to schools and to utilities such as garbage collection.
Nice huh?